Unfortunately, teen drivers are statistically viewed as risky drivers by automotive insurance companies. These companies have little choice but to charge more for car insurance when a new driver is added to an existing policy. Naturally, they also charge more for individual teens signing up for their own insurance. It is almost always less expensive for parents to add their teen drivers to the family’s existing automotive policy.
There are a few ways that teens can lower their car insurance rates. One way teens can secure better insurance rates is by taking a driver's education course through their schools. Driver's ed is also offered by private companies; often these private courses allow the teen more time to become familiar with the road, making them a good choice for parents who want their kids to learn proper driving techniques. Driver's education will have an impact on the student's insurance bill, but more importantly it will have an impact on his or her ability to safely operate a car or truck.
Another thing teens can do to pay less for car insurance is to purchase a used car rather than a new car. Reliable, pre-owned vehicles are much less expensive to insure overall. The full coverage required for a brand new car, truck, or SUV can be costly, especially when the vehicle is being operated by a teen. New drivers are also going to save money if they stick with a car instead of a truck or SUV, as cars are cheaper to insure than trucks. Our company will allow you to compare insurance quotes from teen-friendly agencies like Allstate and AIG.
Another group disadvantaged by age when it comes to auto insurance are elders. Senior citizens are also subject to higher car insurance rates based on their age alone. If you are a senior looking to purchase a new auto insurance policy, AdvantageAutoQuotes.com can help you find special deals through AARP and other senior-service organizations. After you fill out our short form, we will bring you quotes from multiple, quality insurance agents. Our service can help you find a car insurance policy that suits your needs and your budget.
While the auto insurance industry can be difficult for teens and senior drivers to navigate, AdvantageAutoQuotes.com is pleased to work with drivers of all ages!
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